payabl. is a Tier 1 Visa and Mastercard acquirer
We process card deposits and payouts for licensed betting, casino, and lottery operators, handling the scheme registrations, chargeback management, and compliance layers that come with the territory so operators can focus on running their platforms.
We settle in 10+ currencies, support payouts back to card via Visa Direct and Mastercard MoneySend, and offer USDC stablecoin settlement for operators who want to keep funds off traditional fiat rails.
We also provide alternative payment methods, business accounts, and a single dashboard to manage it all.
If your players can pay, and your money moves on time, we have done our job.
EST 2011
CY, Limassol
201 - 500 Employees
Secure, PCI DSS Level 1 compliant gateway infrastructure that connects merchants to Visa, Mastercard, Apple Pay, Google Pay, and a growing range of alternative payment methods through a single API integration.
Supports hosted payment pages, direct API, Web and Mobile SDKs, and plugin integrations for Shopify, WooCommerce, Magento, PrestaShop, and OpenCart.
Built to handle high-volume processing across 30+ currencies with real-time transaction monitoring, tokenisation, and 3D Secure authentication.
As a Tier 1 acquirer. payabl. processes online and in-store transactions across low and high-risk verticals, including iGaming, forex, adult, e-commerce, travel, and SaaS.
Services include authorisation, settlement, refunds, chargebacks, recurring payments, credential-on-file transactions, and payouts via Visa Direct and Mastercard MoneySend.
Settlement available in 10+ currencies with flexible frequency from daily to weekly, supported by a dedicated client relations manager and 24/7 technical support.
For merchants who want to receive card payment proceeds in crypto rather than fiat.
Fraud Prevention combining payabl.'s in-house risk engine with AI-powered transaction scoring through its partnership with Sift. Includes real-time transaction monitoring, automated fraud detection, Visa Rapid Dispute Resolution (RDR), Mastercard Collaboration alerts, chargeback management, and scheme compliance monitoring (VAMP, Mastercard fraud ratio tracking).
Merchants in high-risk verticals receive dedicated risk assessment during onboarding and ongoing monitoring to stay within scheme thresholds.
A growing portfolio of alternative payment methods tailored to regional buyer preferences across Europe and beyond. Includes iDEAL, Wero, Bancontact, BLIK, Multibanco, Przelewy24, Trustly, OXXO, Spei, Boleto,SEPA Direct Debit, Paysafecard, and more.
Accessible through one integration, enabling merchants to offer the payment methods their customers actually use, market by market, without managing separate provider relationships.
Payment Institution licence, number 115.1.2.9/2018
Visa Principal Membership (Tier 1 acquirer)
Mastercard Principal Membership (Tier 1 acquirer)
FCA status: Authorised Electronic Money Institution (EMI) FCA firm reference number: 967259
Payment Institution licence, number 115.1.2.9/2018
Visa Principal Membership (Tier 1 acquirer)
Mastercard Principal Membership (Tier 1 acquirer)
FCA status: Authorised Electronic Money Institution (EMI) FCA firm reference number: 967259
Payment Institution licence, number 115.1.2.9/2018
Visa Principal Membership (Tier 1 acquirer)
Mastercard Principal Membership (Tier 1 acquirer)
FCA status: Authorised Electronic Money Institution (EMI) FCA firm reference number: 967259
Best Payment Service Provider at Finance Magnates London Summit (FMLS:25)
Most Outstanding Innovator in Payments at Finance Magnates London Summit
Women in PayTech Award at The Payments Awards 2025 (Ugne Buraciene, Group CEO)
Merchant Anti-Fraud Solution of the Year at The Payments Awards 2025
Best Merchant Acquirer at The Payments Awards 2025
Deloitte Technology Fast 50 (Middle East & Cyprus), recognised among the 50 fastest-growing tech companies in the region
Best Payment Service Provider at Finance Magnates London Summit (FMLS:25)
Most Outstanding Innovator in Payments at Finance Magnates London Summit
Women in PayTech Award at The Payments Awards 2025 (Ugne Buraciene, Group CEO)
Merchant Anti-Fraud Solution of the Year at The Payments Awards 2025
Best Merchant Acquirer at The Payments Awards 2025
Deloitte Technology Fast 50 (Middle East & Cyprus), recognised among the 50 fastest-growing tech companies in the region
Best Payment Service Provider at Finance Magnates London Summit (FMLS:25)
Most Outstanding Innovator in Payments at Finance Magnates London Summit
Women in PayTech Award at The Payments Awards 2025 (Ugne Buraciene, Group CEO)
Merchant Anti-Fraud Solution of the Year at The Payments Awards 2025
Best Merchant Acquirer at The Payments Awards 2025
Deloitte Technology Fast 50 (Middle East & Cyprus), recognised among the 50 fastest-growing tech companies in the region
PCI DSS Level 1
ISO 9001:2015
Visa Principal Member
Mastercard Principal Member
CBC PI licence
FCA EMI authorisation
ISO 27001
PCI DSS Level 1
ISO 9001:2015
Visa Principal Member
Mastercard Principal Member
CBC PI licence
FCA EMI authorisation
ISO 27001
PCI DSS Level 1
ISO 9001:2015
Visa Principal Member
Mastercard Principal Member
CBC PI licence
FCA EMI authorisation
ISO 27001
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